Homes for sale Clifton Park NY is designed to be the most user friendly
website for first time home buyers in the capital district. If you are
thinking of buying a Clifton Park home for the first time or have not owned a home
in the last three years you are eligible to purchase a home for sale in
Clifton Park NY and receive the stimulus tax credit.
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How do you get the tax credit? The first thing you must do is purchase
your new home for sale in Clifton Park NY. Actually your purchase can
be anywhere in the United States but let’s use a home for sale in
Clifton Park NY as an example. You must close on the house prior to
Dec 1, 2009. There are income restrictions. You must make less than
75,000 individually, or 150,000 if filing a joint return. Oh by the way
if you are thinking you still have a lot of time to purchase a home and
qualify for that $8,000 please consider how long it takes to find a
home for sale in Clifton Park NY. Once you have found the home for sale
in Clifton Park NY you want to pursue you must go through offer,
counteroffer, acceptance, attorney approval, appraisal, inspection,
mortgage commitment, and closing before you can get the stimulus. As of
today, this process for FHA loans is taking about 60 days in
underwriting and 75 days from start to finish. So if you are trying to
buy a home for sale in Clifton Park NY and get the first time home
buyer tax credit, start shopping. The September 15th deadline is
approaching so let’s get shopping and packing.
If you want to
receive your stimulus money right away after closing than you must file
an amended Federal return for 2008. You will add form 5405 which has
the calculations on it to determine if your 2008 tax return makes you
eligible. If you are willing to wait you can file form 5405 with your
2009 tax return.
Ok by now you might have noticed I have a
thing for homes for sale in Clifton Park NY. Actually I sell homes
throughout the capital district but thank you for increasing traffic on
homes for sale Clifton Park NY. Enjoy the rest of the site and remember
I go anywhere in the capital region but homes for sale in Clifton Park
NY are closer to home.
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Please contact Mark to schedule a free Clifton Park home buying consultation.
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